Sams Club Master Cards (2024)

FAQs

What's the difference between a Sam's Club credit card and a Sam's Club Mastercard? ›

Unlike the Sam's Club store credit card, the Sam's Club Mastercard is accepted anywhere Mastercard credit cards are accepted, including at nearly all grocery stores and gas stations.

Keep in mind that the Sam's Club® Credit Card requires Good credit, which means you need a 700+ credit score for high approval odds. Also note that applying for the card triggers a hard inquiry, which may temporarily hurt your credit score. So, it's good to know what your chances are before applying.

Anywhere Mastercard is accepted. Sam's Cash™ earned is subject to each program's terms, including different maximum rewards and payout dates. See below for full details.

The credit limit for the Sam's Club Credit Card typically ranges from $1,000 to $10,000, although reports indicate it's possible to get higher limits. Your credit limit on your Sam's Club Credit Card is determined by multiple factors, including your annual income and credit history.

Benefits of Sam's Club Consumer MasterCard: Payments accepted at Sam's Club and Walmart.

With a $0-annual-fee, the Sam's Club Mastercard is a solid, low-cost cash back credit card. Since it's only available to Sam's Club members, you'll first have to pay a membership fee of $50 for basic membership or $110 for Sam's Club Plus.

The Sam's Club® Credit Card uses all three major credit bureaus (TransUnion, Equifax and Experian) in order to assess your creditworthiness.

While Costco only accepts Visa credit cards, customers can pay with Visa, Mastercard, American Express or Discover at Sam's Club.

The credit score needed for the Sam's Club® Credit Card is at least 700. That's in the “good” credit range but barely meeting a card's minimum requirements is far from the ticket to high approval odds. You'll need income to make your payments, and the issuer will look at several other factors, too.

World Elite™ Mastercard®

Is World Elite Mastercard hard to get? ›

The program's benefits are generally geared toward improving hotel stays with things like rate guarantees and free upgrades at three-star hotels and up. World Elite Mastercards typically require excellent or good credit to apply—defined by FICO as a score of 670 and up—and may carry an annual fee.

Here's the average credit limit of members who matched their Citi® / AAdvantage® Executive World Elite Mastercard® or similar cards. The average credit limit for members who have matched with this card or similar cards is $20,630, with $15,000 being the most common.

The Sam's Club® Credit Card* and the Sam's Club® Mastercard®* are entirely different products. The Mastercard is an “open-loop” card, meaning it can be used outside of the warehouse club. The Sam's Club® Credit Card* is a store-only card without rewards that's only accepted at Sam's Club and Walmart stores.

On our list, the Ramp Corporate Card and the Chase Ink Business Premier Preferred Credit Card offer the best opportunity to access a $100,000 credit limit. Ramp determines your spending limit based on factors like your cash-on-hands and monthly expenses, while Chase uses creditworthiness to calculate your credit limit.

The only person I know personally who carries one had a 810 at the time of approval. It looks like per the Credit Pulls Database everyone has high 600s or better, and most for the actual MC and not the score card had over 700 ---- YMMV, of course, as it always does with credit card apps.

The Sam's Club membership program consists of two tiers, with different prices for each. Keep in mind that some states collect taxes on Sam's Club membership fees. Club Membership: $50 per year. Plus Membership: $110 per year.

Where can I use my Sam's Club Credit Card? Use your Sam's Club Mastercard anywhere that Mastercard is accepted. How do I pay my credit card bill? If unsure which card you have, reference your physical card and select the login that matches your card or select the card type option from the login screen.

How to pay a Sam's Club MasterCard bill online? Visit www.samsclub.com/content/credit and sign in or create an online account. If you are unsure which card type you have, please reference your physical card and select a login that matches your card or select the card type option at the top of the login screen.